credit report

In 2018, the Economic Growth, Regulatory Relief, and Consumer Protection Act was signed into law, enabling those undergoing background investigations to keep a credit report security freeze in place without any impact to completion of the investigation. At the time, the Office of Personnel Management (OPM) provided guidance to all Federal agencies

Historically, the credit bureaus have always included medical billing debts reported by creditors as being delinquent. These are usually reflected as a medical bill collection by whichever company the medical services use for their collection efforts. Oftentimes, the person for whom the credit report was run on is not even

Much ado is made about credit reports and how they are used in background investigations. Many misnomers are being perpetuated out there, so here is a quick and easy guide as to what information an adjudicator is looking for on a credit report and what may generate a flag or

With all of the scams, identity theft and other nefarious activity going on these days more and more people are opting to freeze their credit to prevent unauthorized access or fraud. This is a conundrum for security clearance applicants or current holders when undergoing a background investigation because it will