background investigation

With all of the scams, identity theft and other nefarious activity going on these days more and more people are opting to freeze their credit to prevent unauthorized access or fraud. This is a conundrum for security clearance applicants or current holders when undergoing a background investigation because it will

On this forum we have repeatedly stressed honesty and full disclosure when filling out the SF-86 application for a security clearance and advising applicants to take responsibility for previous conduct or behavior that may be of concern. Most FSOs and Security Managers grill their applicants and provide the same advice.

The National Background Investigations Bureau (NBIB) conducts approximately 95% of the background investigations for the Federal Government, and also handles portions of investigations (e.g., NACs, FBI fingerprint checks) for agencies that run their own investigations.  In 2016 the NBIB had a total investigator workforce of 5,843 (federal and contractor investigators)

Many clearance applicants who have delinquent debts, collections, or charges offs on their credit report believe that if they simply wait for the debts to fall off after seven years then all will be forgiven. Unfortunately, this rarely works because it is seen as a lack of responsibility and trustworthiness.