Marko Hakamaa

Historically, the credit bureaus have always included medical billing debts reported by creditors as being delinquent. These are usually reflected as a medical bill collection by whichever company the medical services use for their collection efforts. Oftentimes, the person for whom the credit report was run on is not even

Oxycodone, when prescribed by a physician, is a legal means of dealing with or managing pain. It is also highly addictive, which is why physicians are very careful in how much and how long they prescribe its use. So, what happens when the prescription runs out and someone has become

Security Executive Agent Directive (SEAD) 3 establishes reporting requirements for all security clearance holders. Among the various categories of reporting is a section called financial anomalies. Clearance holders are required to report bankruptcies, wage garnishments, debts that are more than 120 days past due (no matter the amount), and unusual

There are many cleared workers who have to report to a Sensitive Compartmented Information Facility (SCIF) every day to do their work. With the recent changes in allowing more telework and remote work across the federal government, there has been an increase in the number of SCIF employees considering finding